Construction-Linked Payment (CLP)
Milestone & Slab Calculator 2026
Simulate your exact cash-flow outflows, bank loan tranches, and Pre-EMI obligations across every sanctioned civil construction milestone at Mahindra Rivenza, Baner Annex (Mahalunge), Pune.
MahaRERA Sanctioned Construction Milestone Breakdown
100% Certified Stages| Stage # | Construction Milestone Description | % Share | Instalment Amount | Funded By |
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Need a Formal Bank-Approved Cost Sheet for Loan Sanction?
Receive the official developer cost sheet with exact stamp duty, registration, GST, and floor-rise breakups approved by SBI, HDFC, ICICI, and Axis Bank.
What is the Pre-EMI Advantage?
Under a Construction-Linked Plan (CLP), the lending financial institution disburses loan amounts in phases matching actual civil progress. During the under-construction phase, you are only liable to pay simple interest on the cumulative amount disbursed (Pre-EMI).
This significantly reduces monthly out-of-pocket expenses compared to full EMIs while your apartment is under active construction.
MahaRERA 70% Escrow Protection
Under MahaRERA Section 4(2)(l)(D), 70% of all payments collected for Mahindra Rivenza are deposited directly into a designated scheduled bank escrow account.
Funds can only be withdrawn upon tripartite certification from the project engineer, practicing architect, and statutory chartered accountant, guaranteeing timely project delivery.
Frequently Asked Questions: Payment Plans & Milestones
Can I switch between Pre-EMI and Full EMI during construction?
Yes. Most nationalized banks (SBI, HDFC, ICICI) permit buyers to opt for Full EMI even during construction. Doing so reduces the principal loan amount sooner and saves substantial cumulative interest over the loan tenure.
What happens if a construction milestone is delayed?
Under MahaRERA rules, the developer cannot raise a payment demand until the specific structural milestone has been completed and certified. If construction halts or slows, your instalment dates naturally pause without penalty.
Are GST and Stamp Duty included in the CLP milestone schedule?
GST (5% for non-affordable residential properties) is payable proportionally with each milestone demand notice. The 7% Pune Stamp Duty and registration fee (₹30,000) are paid upfront at the time of registering the Agreement for Sale (Stage 2).